5
out of 5
POSTED: | BY: Joanne
Very happy I chose this insurance for my dog.
I'm very happy with the turn around claim time.
4.5
out of 5
Number of reviews 12,059
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: William Heyman
Snakebit!
2 yr. old Goldendoodle, on leash, going down own driveway, when a stirring caused him to put his nose to the edge and got bit in the lip by a rattlesnake. Sunday, so had to drive an hour to Sacramento vet referral hospital. They were alerted and he got antivenom right away. This is a more expensive route than if my vet were available, but ASPCA did everything and I had a fair settlement fairly fast. I'm 78, had a few dogs and insurance companies, ASPCA is the best
5
out of 5
POSTED: | BY: Vickie Seals
Excellent service.
Our little girl was older but without health issues when we adopted her. We thought it prudent to invest in health insurance for her and have been very happy and grateful for the prompt service of ASPCA pet insurance with her recent health issues.
4
out of 5
POSTED: | BY: Steve K
Nice security to have for your pet.
Much more comforting to know that your pet has insurance to cover unexpected issues. Too bad you have to pay upfront and then file a claim to get it all handled, but ASPCA Insurance is pretty timely on processing claims.
5
out of 5
POSTED: | BY: Tom
ASPCA is a 10
Our pet is special to us. She had an unexpected accident that required emergency surgery and ASPCA Insurance handled the Claim according to the terms of our policy and did so quickly and efficiently. It's easy to manage, easier to file a claim and seamlessly easy to use. Best of all it affords our pet the protection she deserves.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.