5
out of 5
POSTED: | BY: Kisha
Excellent!!!
I am so happy that I have found aspca. Every claim has been handled in a timely fashion and the customer service is great!!!
4.7
out of 5
Number of reviews 11,277
Updated: April 30, 2024
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Patricia Flores
Good Insurance
My dog has been taken to the emergency clinic twice for intoxication and we have received good reimbursement from ASPCA. It's a quick and clear refund. I'm happy I have this insurance.
5
out of 5
POSTED: | BY: Diane Pineiro-Zucker
We're glad Stitch has insurance
Vet bills can be costly and insurance is costly as well, but when your pet is sick it's wonderful to have the peace of mind this policy provides. At least we know that some of our costs will be reimbursed.
5
out of 5
POSTED: | BY: Tilly's Mom
LOVE,CARE, RELIEF
I groom my Tilly every 4-5 weeks because she is a Yorkiepoo. But this season has brought on scratching galore. Between ears infections, skin issues and temperatures, I have been hit in the pocketbook multiple times. I love her and I have taken on the responsibility of a dog. She comes before me. Luckily, I have this insurance and know that I will be geeting money back when an emergency comes up. And it has over the last 2-3 months. Thank God for my insurance! But also Thank God for my companion, Tilly Marie - AKA- Matilda
5
out of 5
POSTED: | BY: Linda Yarosh
Accidents,illness and wellness for my Pug
Getting pet health insurance for my pug was one of the best things I could have ever done and I am glad that I did it thru ASPCA Pet Health Insurance! They have always been there to answer my questions, have processed my claims (so much quicker than BC/BS), and even call to follow up on my fur baby! I live my pug, but he is a mischeivious toddler and if there is something he can get into... He finds a way. But also being a pug, he has been prone to asthma, allergies and anal gland issues. He also gets constant ear infections... Yes, i have the vets number on speed dial! Some people laugh when I say that I have pet health insurance and I just say, "Do you have health and dental insurance for your kids?" My pug is my kid and he deserves the best vet care possible for routine wellness, dental, sickness and those unpreventable accidents (he ate a bumble bee once! - he is allergic to them we found out! And had to rush him to the hospital!) i was there for my puggy and ASPCA Pet Health was there for me! Love them!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.