5
out of 5
POSTED: | BY: Deborah Cole
Fantastic service
The company representatives were competent, caring and efficient.
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4.5
out of 5
Number of reviews 12,059
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Susan Rehorn
So glad we use ASPCA
Our Golden Retriever, Goose, is a very special part of our family. When we got him 1 1/2 years ago, he stole everyone's heart. (follow Goose on instagram @sillygoldengoose) We've had other dogs and not covered them with pet insurance. When we got Goose, we immediately subscribed to ASPCA and we are so glad we did! Goose has had a couple of medical issues - including a torn ACL. ASPCA was amazing to work with and very compassionate about our four-legged baby. I highly recommend ASPCA!!
5
out of 5
POSTED: | BY: Katherine Duncan
So far, so good!
I have had my first dog on a plan with ASPCA Pet Insurance for several years, however I have not had to use it much with him so I have not had much feedback to offer. I adopted an older dog three years ago and she, on the other hand, has had a lot of health issues. This past summer in particular we had to take her to the emergency vet twice in one week, in addition to several other visits with our regular vet to follow up. The insurance covered everything it said it would which made a huge difference for our family. I just finished graduate school and was between jobs when this happened. I don't know what we would have done if we had not been insured.
5
out of 5
POSTED: | BY: Susan Olsen
Extremely satisfied
I have used this on a few different occasions and have always been satisfied. Lucky now has valley fever and the medicine and blood tests are expensive. It has been so easy to take my bills and submit the claim form and get my reimbursement in a very reasonable length of time. Very satisfied and was pleased to be told the coverage can continue as Lucky gets older. It will be a little more expensive, but well worth my peace of mind.
5
out of 5
POSTED: | BY: Scyvonne Shedrick
Best Insurance
I was recommended to use this company by my Mother in Law who has three dogs on it herself. Excellent, Excellent Customer Service! My dog ended up needing surgery and Theo processed the claims in a timely fashion and even called to see how he was feeling. Excellent!!!!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.