5
out of 5
POSTED: | BY: Shane
Wellness
Excellent
4.5
out of 5
Number of reviews 12,085
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jack
a life saver
ASPCA has been an incredible resource since we got our puppy last January. We have had a string of bad luck with illnesses and accidents but ASPCA has been with us every step of the way providing incredible coverage
5
out of 5
POSTED: | BY: Joanne
Very Impressed with Claim Processing
This is my first experience with pet insurance and I've been VERY impressed. Both with the level of service, the online claim processing (which makes it so easy to check status of the claim) and that you can have your reimbursement directly deposited into an account. Recently they called to see how Belle, my cat, was doing - which I thought was so sweet. This is the real thing...totally worth the money!!
5
out of 5
POSTED: | BY: Darlene
Pet insurance you can count on
My dog had a upset stomach do to a pain medicine that had been increased. My claim was handled quickly and satisfactorily. I have depended on ASPCA for the past ten years to help us through both injuries and illnesses.
5
out of 5
POSTED: | BY: Minerva
Excelent Service
We are so happy we got pet insurance for Bear! He was just diagnosed with Irritable Bowel Disease after months of being sick and many test, Xrays, ultrasound, colonoscopy and endoscopy. We where able to do all these for Bear thanks to ASPCA pet insurance. We are very pleased with their service and prompt reimbursements. I would recommend ASPCA insurance to anyone that owns a pet.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.