5
out of 5
POSTED: | BY: mt
Great insurance, easy to use
Great service, great insurance, easy to use. They've been there for me and my pets in all situation
4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dolores Douma
Peace of mind
I have 2 mini-dachshunds, and I knew pet insurance was a must. The premiums are very reasonable. Submitting a claim is very simple and straightforward. Payment is direct deposited into my account. I am extremely please with all aspects of ASPCA pet insurance and I highly recommend it to pet owners.
5
out of 5
POSTED: | BY: Michael
Huge help and friendly customer service
I was very glad I nad the coverage when I needed it. They made it easy to submit the claim. It was reviewed and settled quickly and I even received a call a month asking how we were doing.
5
out of 5
POSTED: | BY: Gracie
The best pet insurance!!
Received A+ service. Handled claim fast. Verysurprised to receive call asking how my pet was.
Seems like they really care about their clients.
Thanks so much!!!!
5
out of 5
POSTED: | BY: Arlene
Great Pet Insurance
I have submitted several claims and have always received prompt service. They keep you updated on the status of your claims and are very caring, enough to call you to see how your pet is doing.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.