5
out of 5
POSTED: | BY: Nancy
Can't imagine not having it!
So very happy I was able to get my girl the medical attention she needed without the additional stress on the pocketbook. HIGHLY recommended!!
4.5
out of 5
Number of reviews 12,090
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: leslie
very happy and would recommend
great service
5
out of 5
POSTED: | BY: James
Pets are our family as well.
We wanted a pet and continued to add to our pack. We finally settled on 3 Havanese dogs. Each one 1.5 years older than the next. Since we spent quite a bit of money on this wonderful breed, we wanted them protected should anything happen to one or all of them. When our middle dog's knees wwre diagnosed with petella luxation, and a double knee surgery was recommended to tge tune of $4,000, I was extremy thankful that we chose to insure our pets. While the insurance didn't cover 100%, it did offset the price drastically. I would highly recommend this to any pet owner whi truly lives their pet(s)!
5
out of 5
POSTED: | BY: Robert
Great Pet Insurance!!!
I feel very good knowing that my small chihuahua dog has Aspca Pet Health Insurance. The website is very user friendly and I really like how they call and personally check up on how your pet is doing. The claims are processed fast and the customer service are very knowledgeable and extremely friendly!!! I would definitely highly recommend them to anybody I know who has a pet!!!
5
out of 5
POSTED: | BY: Adrianne
Glad to have insurance!
I'm so fortunate that I took out this insurance back when Sophie was quite young. She had never been ill up until this point. The insurance claim refund is amazingly fast and while I am disappointed that prescription food is not covered, I am generally very pleased with what has transpired so far. If Sophie doesn't do well in the future, and I get another pet, I'll definitely sign up again. Well worth it!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.