5
out of 5
POSTED: | BY: Wade
Quick Reimbursement
We received reimbursement within 10 days after submitting our statement for preventative services. Paying extra for preventative services is worth it!
4.5
out of 5
Number of reviews 12,090
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sandy
Fast Response
I find that when I send in a claim I receive quick service and reimbursement. Definitely worth the money.
5
out of 5
POSTED: | BY: Tiff
Peace of Mind - senior bulldogs
Both of our bulldogs are part of our family and our life,They are practically the same as human, we are so worry that something might go wrong.
ASPCA is the best insurance we have for peace of minds! I don't have to hesitate to take them to the vet when they sick.
I submit my claim and got process quickly and money go direct to my account. The staff follow up and they are so kind, so nice and sound like we are their family!
5
out of 5
POSTED: | BY: Eileen Yuditsky
Easy to purchase insurance
Easy to purchase insurance. Fast response to a claim.
5
out of 5
POSTED: | BY: Deanna
A Positive Insurance Process
I filed 2 claims with ASPCA. The first was for an initial vet visit for exam and bloodwork to determine why my cat was not feeling well and then a 2nd visit for a different blood panel. He was diagnosed with pancreatitis and required cortisone and a diet change. ASPCA received my claim and processed it very quickly. I received my portion back within a week. I also received a call from ASPCA asking how my cat was doing and a card with a hand written note thanking us for being a customer. I was very pleased with the process, customer service and the personalized approach. I have recommended them to others with animal companions.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.