5
out of 5
POSTED: | BY: Alan
Great customer service
Great customer service
4.4
out of 5
Number of reviews 12,145
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Timothy
Excellent Customer Service and Easy Claim System
ASPCA has a really easy claim system. They also have excellent customer service. A representative called me two weeks after visiting the vet to check in on how our dog was doing. Then they called again a couple months later as a follow up. Very nice of them to do that.
5
out of 5
POSTED: | BY: Sean
Claim paid
I've got two rescued cats, one is an ocicat and the other is a tabby. I purchased this insurance when I got my first cat, Gambit and I'm amazed at how fast the claims that I have submitted are done so quickly. I've submitted claims for wellness appointments and once submitted with the invoice from the visit, my claim is processed and my reimbursement is direct deposited to me. I've have this insurance for 5 years now and I'm very happy with it.
5
out of 5
POSTED: | BY: Y.
Wise Choice
We were searching for insurance online for our Chorkie (Khloe) who was three months old at the time and decided on ASPCA simply because it made sense/cents. The premiums are reasonable and the claims process is simple.
5
out of 5
POSTED: | BY: Arpi
Excellent and fast service.
Oreo was having breathing issues, after several visit to the vet she was diagnosed with tracheal issue.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.