5
out of 5
POSTED: | BY: Edith Rivera
Excellence service
Excellence service
Read more on Trustpilot
4.4
out of 5
Number of reviews 12,145
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Chris
Good service
Good service, easy to file a claim.
5
out of 5
POSTED: | BY: Jessica Lathan
I Have Had Aspca Insurance For My Dog …
I Have Had Aspca Insurance For My Dog For 3 years. This year was the first time I used the claim service and it has been quick and painless. Our coverage is more than what I though we had which has benefitted us this year. Without it we would have been hit hard with debt. Thank you.
5
out of 5
POSTED: | BY: Donna P
Thank goodness for my ASPCA insurance
Thank goodness for my ASPCA insurance. They helped with the cost of my Roger thru multiple illness and called to see how he was feeling ! I just signed up for my new pet🐶😀
5
out of 5
POSTED: | BY: Sheila
Wouldn't B Without It!
We acquired our beloved Sooty from a "shelter??" He weighed 7.4#, had more fur missing than on him, covered with fleas, ear mites, and worms. We drove him straight to a vet, thinking he would probably have to be put down. The vet's first conclusion matched ours. :-( Well, 3 days later, tests, treatments, 2 baths and $500.00 later, he was given a clean bill of health. The vet said he purred thru' most of his exams and procedures. Just take him home & love him.
We had Sooty for 1 year and 8months, weighing in at 12# with luxurious, long black fur!! Unfortunately, as an older cat with past unknown trauma, he developed kidney issues, which he finally succumbed to.
If we hadn't gotten him insurance, we'd be doomed! All covered claims were paid and in our automatic account before we knew it most times. Pet owners can't afford NOT to have ASPCA.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.