5
out of 5
POSTED: | BY: Tommy Martinez
Awesome service
Awesome service! I couldn’t ask for anything more!
Read more on Trustpilot
4.4
out of 5
Number of reviews 12,145
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Amber M.
I'm very happy to have chosen the ASPCA!
I have had a great experience with the insurance. Every time I have called customer service, I've had no wait time and they have always been able to address questions and concerns right away. My first policy reimbursement took a while, but that was because they were waiting on the vet to send the medical records over. Communication has been great!
5
out of 5
POSTED: | BY: Rosie
Great Pet Insurance
My dog has been on this plan for 11 years and we have not yet encounter any problems.
My reimbursement is quick and they call to find out how he is doing after a medical procedure.
5
out of 5
POSTED: | BY: Vicky Mazevski
I support the ASPCA so when it comes to …
I support the ASPCA so when it comes to getting insurance for my babies iits the only choice for me. Affordable, great coverage.
5
out of 5
POSTED: | BY: patricia
They are great.
Everything was handled quite efficiently. No problems at alI. I have sent a claim twice for different situations, and they handled each one with efficiency. I cannot complain. They are very helpful. thank you.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.