5
out of 5
POSTED: | BY: Dolores
Great insurance never had a problem.
Always answers questions fast service.
4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Shoshonee
There when you need it
I’ve used this Insurance in the past and it was good but recently my 4 year old Doberman, Duke, started drinking a lot of water and losing weight.This is where they’ve gone from good to great! There are so many things to rule out and ASPCA has been helpful every step of the Thank you for making this a less stressful situation! way. From preapproving testing needed to paying claims quickly I’ve been so impressed!
5
out of 5
POSTED: | BY: Deborah
GREAT VALUE & COVERAGE
Have highest package to cover teeth cleaning, annaul exam, vaccinations as well as illness etc. The claims process is easy, payment is prompt and so far so good! Only wish they would provide a schedule of their reasonable & customary prices for common procedures as I was expecting the full 80/90% reimbursement.
5
out of 5
POSTED: | BY: Mitch
ASPCA insurance has been a complete pleasure to work with.
Quincy has been insured with ASPCA for quite awhile. We moved from NY to California in 2014 and the coverage with the new vet was seamless. The vet completes the forms and sends them in. ASPCA keeps us informed of the progress of any claim and lets us know when a check is on the way.
We have another collie who came to us at 18 months in 2016 with another insurance career. Since nothing has been wrong we have not had to file any claims but since ASPCA has been great to work with we will change his insurance over to ASPCA.
5
out of 5
POSTED: | BY: Pam
They have done a good job!
We have needed to use this insurance twice in the past 5 years and so far it has done very well by us. I was able to sent our information on line and got it accepted right away. Then when the payment came had it put directly into our account. It was very easy and done in a timely manner.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.