5
out of 5
POSTED: | BY: Lyle Wellnitz
Fast
Fast, efficient service. Thank you very much.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Michele Garcia
I have had ASPCA Pet Insurance for many …
I have had ASPCA Pet Insurance for many years now and have been very happy and satisfied with it. My first dog, Cooper became very ill and required frequent labs and medicine daily which was very very expensive. I was very thankful that I had the policy and ASPCA pays the claims promptly, and follows up to see how my dog is doing! My monthly premium is fair and I have only good things to say about the program! The way I see it, is if I have insurance for myself it only makes sense to have insurance for my pet. I would hate to be in a situation where I needed to think about the cost of a procedure over the long term health of my pet and I don't have to, thanks to ASPCA Pet health Insurance!
5
out of 5
POSTED: | BY: Jennifer Finnell
I so far so good!
I so far, ASPCA has made submitting a claim very easy. I had another policy from Purina, and it was horrendous. You can easily submit everything required for ASPCA claims with your smart phone, and they get the rest of what they need. I changed all my pets to aspca, and I have 5!
5
out of 5
POSTED: | BY: Patricia George
Fast service and easy to do business …
Fast service and easy to do business with.
5
out of 5
POSTED: | BY: Kim H.
ASPCA pet health insurance has been …
ASPCA pet health insurance has been great as our dog was recently diagnosed with Cushing's disease. Their claim process is pretty straightforward and after your deductible they cover 90%. Their coverage made the decision to treat our dog's illness a no brainer. They also have been really quick to respond to any questions we have and have even called us to check in and see how our Bruno is feeling!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.