5
out of 5
POSTED: | BY: Mel
Though low priced, worth every cent
Quick response to claim, fair reimbursement decisions, great customer service. I will be reneweing my policy with them when it's time.
4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Shandeda Smith
I really think they give back the best
I really think they give back on the most preventative measures where others won't even consider it. They usually take about 3 weeks to process our claims when accidents happen. But that's not bad, plus the premiums aren't too high and the deductibles are less then what we pay for our kids.
5
out of 5
POSTED: | BY: MRS. R. A. SALTERS
They have been most helpful.
They have been most helpful.
5
out of 5
POSTED: | BY: Alexandra Lee
Definitely recommend
Big fan. They have been very helpful in my efforts to afford my pet's healthcare.
5
out of 5
POSTED: | BY: LeeAnn Pluster
ASPCA Pet insurance is worth every …
ASPCA Pet insurance is worth every penny. They are incredibly fair and prompt when reviewing claims. Funds are deposited directly back to you quickly and I even receive follow-up calls asking how my pet is doing. I absolutely love ASPCA.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.