ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,091

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dawn

Great customer service and overall outcome in claims.

My claims are processed fast and the customer service department is great.
5

out of 5

POSTED: | BY: steven

outstanding and very relible pet insurance

ASPCA has been a very reliable pet insurance, easy to work with website and outstanding response to all claims that are filed. I will recommend ASPCA pet insurance to all my friends.
5

out of 5

POSTED: | BY: Lisa

Excellent!!

ASPCA has been fantastic! Claims are very easy to submit, payments are processed quickly and someone always calls me to check up on my dog.
5

out of 5

POSTED: | BY: Tony

Amazing Pet Insurance Company!!

ASPCA pet insurance is by far the best insurance to have for your pet. The claim process is easy and simple and they really do offer the coverage that you buy and expect. If your looking for Pet Insurance, I highly recommend you purchase ASPCA Pet Insurance. It is nice to receive a phone call asking about your loved one after an accident. I never expected that from an Insurance company. We a 5 dogs and 2 of them got into a really bad fight leaving one with several cuts and a broken jaw. Rodeo has had 5 surgeries in a week and ASPCA has covered everything for us. Again, they have called to follow up and make sure Rodeo how rodeo is doing and that tells me that they really do care. We were faced with over $5,000.00 in medical bills. We submitted the invoices on a Monday and 3 days later they were approved and PAID.... Amazing!!!
5

out of 5

POSTED: | BY: Mike Gennett

Nice folks...always ask about your …

Nice folks...always ask about your dog....having the insurance helps to defray the health costs.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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