ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,091

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lindsey Crosby

I enrolled two of my dogs in ASPCA pet …

I enrolled two of my dogs in ASPCA pet health insurance. Recently one of them developed an expensive heart issue. I was very pleased with the customer service, claims process and reimbursement. I was so happy that I decided to also enroll my newest canine family member into the program as well. Well worth the cost to know they are protected in the event of illness or injury. *edit: just enrolled my boyfriend's dog as well. I thought that because he was already 8 years old it wouldn't be affordable but I was wrong and we are supper happy that everyone has coverage just in case!
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5

out of 5

POSTED: | BY: Xavier Ramirez

Easy to file claims online and fast …

Easy to file claims online and fast processing. Great customer service when I called to get info and sign up.
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4

out of 5

POSTED: | BY: Jen Johnson

Great Pet insurance

Easy & affodable... gives you piece of mind for the fury one in your family!
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5

out of 5

POSTED: | BY: Robin

Helped save my dog's life

One year ago my dog got diabetes. She soon lost her vision due to cataracts. Due to my insurance I was able to not only stabilize her diabetic condition but also get her vision-correcting surgery. She's much healthier now, and has good vision. Thx
4

out of 5

POSTED: | BY: Ann

ASPCA Pet Insurance does a good job

Coco our puppy became ill and we took her to the VET immediately for treatment. As it turns out the ASPCA Insurance was able to reimburse us for our bills. Thank you for your service.
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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