5
out of 5
POSTED: | BY: James
Easy and fast
Nice easy experience when I filed a claim they worked with me and got me my check very fast
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Linda
Always prompt on claims & also checking on my pet.
Always very prompt to review claims on my dog. I believe there the best insurer out there. They always call and ask about Jenna & seem so concerned on how she is doing. Good Job
5
out of 5
POSTED: | BY: Antoinette
I knew we were in good hands with ASPCA insurance!
You are the best! Thanks for your caring and compassion. Johnny is better today because of you!
5
out of 5
POSTED: | BY: Maureen
Satisfied customer!
This is the second claim I have submitted to ASPCA Insurance...I am pleased with the quick processing and reimbursement of the claim. I like the fact that I can have my reimbursement direct deposited in my
checking account..I have researched many many pet insurance companies and although the deductible is a bit higher than what I wanted to pay, I am satisfied with the 90% return on the balance.
4
out of 5
POSTED: | BY: Jordan
Caring and prompt with claims
ASPCA pet insurance is very reliable. They always call to see how my dog Shayne is going after she has been sick. They are very prompt with claim processing and payment. It is very easy to submit a claim.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.