4
out of 5
POSTED: | BY: Karen
Depends on the claim I submit
Depends on the claim I submit
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lindi Funston
I have had ASPCA Pet insurance through …
I have had ASPCA Pet insurance through 2 cats and now have another two and have taken it out again. I love ASPCA Pet Insurance.
5
out of 5
POSTED: | BY: Nadene Harris
Customer Service is Great and Helpful!
Customer Service is Great and Helpful!
5
out of 5
POSTED: | BY: Gabriela
recommend getting ASPCA health insurance for puppies!
I'm so happy I decided to get health insurance with ASPCA for my chow chow puppy. He's healthy but has dealt with many puppy issues such as swallowing toys and getting sick from exposure to other dogs. Filing claims is so easy and getting reimbursed is seamless. Insurance has paid for itself and is totally worth it!
5
out of 5
POSTED: | BY: Caroline Doyle
I have a wellness plan and an accident …
I have a wellness plan and an accident plan and I've had to use both. In either instance, ASPCA was wonderful to work with. Claims were processed quickly and, with direct deposit, the reimbursements were available in no time. Such a HUGE peace of mind to know my pup is covered if needed.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.