5
out of 5
POSTED: | BY: Denise Perez
Quick fast payout
Quick fast payout, i like how they always ask about Timmy, even said Happy Birthday to him.
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4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Pegah
Easy & Efficient
We've filed a few claims so far and they were very easy to submit. The claims were processed in a timely manner & we were reimbursed shortly after. We've also saved a lot of money so far using this insurance for our dog!
5
out of 5
POSTED: | BY: Renee
This is the best
I wish all insurance companies were like ASPCA. The cost of the premiums is reasonable, the reimbursement is fair and timely, and I have peace of mind knowing that if one of my 3 cats is ill I can take them to their vet without worry. I have recommended ASPCA pet insurance to all my friends and family. Thank you.
5
out of 5
POSTED: | BY: Debra Johnson
Our Beloved Harley
We had a dog (Harley) that we loved so very much die from a bad experience with a Vet and anesthesia for teeth cleaning. As I was turning in claims I received a call from an ASPCA representative. I spoke with a kind woman who was compassionate and sympathetic about our Harley. I'll never forget that phone call. I will always recommend ASPCA to others.
5
out of 5
POSTED: | BY: Michael
Reliable Pet Insurance
Reliable pet insurance with easy claim submission and reimbursement.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.