ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,145

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lindsey

Easy, quick, and straight forward Pet insurance company. No hidden fees or surprises on your claim reimbursements.

I've used my ASPCA insurance a few times already for both my cat and dog. Each time I've had to submit my claim everything went smoothly. I love that all I have to do is submit my receipts and report the date of the incident and explain what happened to my pet, and that's it! My reimbursement payments went right into my bank account within a week of submitting my claims. When your pet gets sick the last thing you want do to is worry about is "how much is this going to cost?" Knowing that ASPCA Pet Insurance is there for my pets I know that my pet has a longer healthier chance at life. Thank You ASPCA Pet Insurance!!!!
5

out of 5

POSTED: | BY: marlene

Satisfied customer!

Very satisfied with the services and never had a problem with reimbursements. great customer service.
5

out of 5

POSTED: | BY: Denise Szymanski

I am very satisfied with them

I am very satisfied with them
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5

out of 5

POSTED: | BY: Ethel

I am very, very pleased with ASPCA Pet Health Insurance.

I have had ASPCA Pet Health Insurance for several years and am 100% satisfied with the service. Excellent.
5

out of 5

POSTED: | BY: Dori

Pet insurance

This is an excellent service and one that gives me peace of mind. They are helpful and efficient if you need help with claims and prompt with payments. I highly recommend this product
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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