ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,092

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judith Ballard

Insurance

Have nothing but good things to say about your insurance. Thanks for excellent service.
5

out of 5

POSTED: | BY: Aodeliz

Excellent

Great Company !, Very concerned of the well being of my dog . The claim process for my dog injury was processed smoothly. I'm fortunate to find a pet insurance that shows compassion and professionalism.
5

out of 5

POSTED: | BY: Mary VanWinkle

Would recommend ASPCA pet insurance to…

Would recommend ASPCA pet insurance to anyone.I am 100% satisfied with my policy.
5

out of 5

POSTED: | BY: Lauren Childers

Went from 1 dog insured to 3, great experience all around.

I've had a great experience so far with ASPCA Pet Insurance. I just went from having 1 dog on a plan, to adding our 2 new puppies. So I've got 3 dogs insured and I definitely would not, if they didn't have great customer service. All around great experience. I price checked a LOT before choosing ASPCA, they were the best value for the money and a reputable company I could trust. Thanks!
5

out of 5

POSTED: | BY: Ruth Pinder

The best thing I did was get this…

The best thing I did was get this protection for my beloved pets! They are great!

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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