5
out of 5
POSTED: | BY: Catalina Benavides-Cortes
Quick response great coverage!!
Quick response great coverage!!
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jonathan Herbst
have used ASPCA before
have used ASPCA before. When we lost our last dog we were contacted by them to express their condolesences. We have just taken out a new policy for our new puppy and had a conversation with an agent who gave me several new options and explained them.
5
out of 5
POSTED: | BY: Dayna Soluri
By far exceeded my expectations
I was very skeptical about getting insurance for my pet becaise I heard all horror stories of how the insurance company will find ways to avoid reimbursement.. ASPCA insurance is by far the best decision I made when it came to care for my pet . They overly exceeded my expectations! I highly highly recommend you cover your pet with a policy from ASPCA! They are kind courteous and sincerely care about your furry loved one.
I am beyond happy with the service they provide us and will always carry a plan Livy through them to cover my pet..
we had to have a surgical repair of my dogs luxating patella joints and with this insurance I was covered! Amazing!!
5
out of 5
POSTED: | BY: Linda Rogers
The best customer service ever
The best customer service ever
5
out of 5
POSTED: | BY: Kristi
Sarah B was AMAZING and so incredibly…
Sarah B was AMAZING and so incredibly helpful! I even received a card in the mail from her a few days after our conversation. I am so grateful for ASPCA insurance and glad to know they are on mine and my dogs side in the future.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.