1
out of 5
POSTED: | BY: GRACIANE
DONT CHOOSE THIS COMPANY
After paid the insurance for more the 5 years, the first claim was denied, i need to appeal, took month to reveal.
4.5
out of 5
Number of reviews 12,093
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Germaine
Good insurance but reimbursement time is slow
I like the insurance but reimbursement of money paid could be quicker.
5
out of 5
POSTED: | BY: Chih Chieh Huang
We love ASPCA health insurance
We love ASPCA health insurance. Every time our little one has issue ASPCA insurance was there for us. Not only the coverage was great, they also cared about the health of your pup. they follow up with a call to see how the pup is doing. they are wonderful!
5
out of 5
POSTED: | BY: jodi
Excellent customer service
Been with ASPCA for a long time. Theyre very helpful and hands-on and they resolve claims quickly. Went thru a very stressful time with my dog but now She is very happy +healthy and ASPCA insurance helped us get there.
5
out of 5
POSTED: | BY: Kim
Two dogs, both insured in full, and love ASPCA
I had full coverage for my double doodle and then we rescued a brittany spaniel and we got her full coverage, too! I have found the customer service to be top notch each and every time. Everyone has been so nice! My EOBs are clear and I am reimbursed quickly. I recommend ASPCA to anyone with a pet.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.