5
out of 5
POSTED: | BY: Amanda Vick
Very friendly & efficient
Very friendly & efficient
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4.5
out of 5
Number of reviews 12,093
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Laurie Kunigel
The timeliness of reimbursement is…
The timeliness of reimbursement is really good. I recommend the insurance to anyone I talk to about pet health insurance. I have the highest level of coverage for my dogs and I am VERY happy about what it covers. The service representatives that answer customers questions are very polite and knowledgeable.
5
out of 5
POSTED: | BY: Will Lyons
ASPCA has been there for us time and…
ASPCA has been there for us time and again..... Highly recommend them for pet insurance.
5
out of 5
POSTED: | BY: Marisa
Best Idea Ever To Invest in Pet Insurance! Easy to submit claims and ASPCA truly cares about your pet.
My poor Pomeranian puppy was diagnosed with luxating patella in both knees. We decided to undergo the surgery and much to my surprise Riesling was mostly covered by ASPCA. It was so reassuring to know that they had our back in time of need. Submitting claims were easy via the App and I got reimbursed through direct deposit almost immediately. They even called to follow up 4 weeks post-surgery to see how Riesling was doing. Awesome customer service.
5
out of 5
POSTED: | BY: Sheila
Pet insurance is a must
I recently insured my third dog. For the years I've been an ASPCA customer, I have enjoyed good customer support and quick response to claims.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.