5
out of 5
POSTED: | BY: Michelle Bott
Very Satisfied
always helpful, quick reimbursement, pleasant customer service!
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: KMB
ASPCA - our choice
Quick easy claim processing and they always take the time to answer any question and provide details - never feel rushed
5
out of 5
POSTED: | BY: Priscella Sullivan
ASPCA Pet Health Insurance has been…
ASPCA Pet Health Insurance has been very responsive when I've had the unfortunate need to file.
Not an ASPCA item but a pet care item is the coverages afforded for pre-existing conditions.
5
out of 5
POSTED: | BY: Rose Benson
ASPCA is an excellent program to help…
ASPCA is an excellent program to help with vet expenses. I have some older cats and they tend to get sick easily. ASPCA has been helpful with some of these illnesses. They are also fast and efficient in processing claims. They are my first and only pet insurance experience and I would recommend them to other pet owners.
2
out of 5
POSTED: | BY: Rick Young
NEVER BEEN PAID ON CLAIM THAT WAS…
NEVER BEEN PAID ON CLAIM THAT WAS COMPLETED BY YOU ON MAY 10, 2018. Talked to cust svc rep who said"oh, we cut the check on May 10". Don't really care until I get paid. My next stop is Insurance Commission and then cancellation. This is typical insurance strategy...withhold payment until we give up.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.