5
out of 5
POSTED: | BY: Jennet
Great
Great service and no hassle filing my claim
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ivy
Always been very helpful.
Whenever I’ve called with a question they’ve always been helpful and professional.
5
out of 5
POSTED: | BY: Leslie
Affordable/fast/efficient
It’s fast and easy to file claims, the money gets put back in my account within a few days. Very satisfied.
5
out of 5
POSTED: | BY: Geralyn
Great Pet Insurance Option!
This is our third pet with ASPCA Pet Insurance and the service and coverage has greatly improved! Prompt turn around on claims, website is user friendly and I very much appreciate the personal touch of phone follow up on our fur baby’s health. Highly recommend this Company!
5
out of 5
POSTED: | BY: Carrie
Great customer care and excellent coverage
I've had ASPCA pet insurance for just under a year and it's been amazing so far. I lovingly refer to my 2 dogs as Money Pits because they have random issues that pop up out of nowhere and require a trip to the pet ER at 11pm. My insurance has covered their visits and medication, which is a lifesaver. Everytime I call, I speak to a real person who is always very helpful. I highly recommend ASPACA pet insurance to anyone looking for coverage.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.