4
out of 5
POSTED: | BY: Ernie
Claim review
I am happy with ASPCA
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lucas
Great company. They make claims and reimbursements easy and they care about the pet!
ASPCA has made it super easy to submit claims and they did a direct deposit for the covered share right into my account! A super company that I would definitely recommend, and do recommend, to my friends! I did a lot of research before purchasing insurance to find out which companies covered hereditary and common issues. Hands down ASPCA has the best coverage for a reasonable price!
5
out of 5
POSTED: | BY: Don
Hartsville Rocks
Excellent service
5
out of 5
POSTED: | BY: Katherine
Very helpful and paid the claim fast! Thank you so much!!
My dog had a knee injury and needed knee surgery filled out the claims... so easy to do and ASPCA acted quickly paid the claim fast!! No problems
5
out of 5
POSTED: | BY: Mark Baltazar
Speaking with ASPCA representative went…
Speaking with ASPCA representative went very well. She was able to explain all the plans clearly and professionally. She answered all my question and I think I got just the right insurance to cover my pets in the pest possible way.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.