5
out of 5
POSTED: | BY: John
Peace of Mind
The staff is friendly and courteous as can be, their attention is prompt and I have been recommending them to all of my friends.
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Linda Kedzior
I would recommend ASPCA insurance to…
I would recommend ASPCA insurance to anyone who owns pets. It's a piece of mind. Customer service is excellent. And available to answer any and all questions. Claims are processed very quickly..
5
out of 5
POSTED: | BY: CHARLES NEWMAN
I am waiting however forms claim forms
I am waiting however for claim firms to be e mailed to me.
5
out of 5
POSTED: | BY: Elizabeth
The ASPCA Pet Insurance folks are the best!
I began purchasing pet insurance from the ASPCA for one of my dogs - a mixed breed male,- after I lost my other dog to a terrible neurological disease........which also was very expensive for her treatment. My experience with the ASPCA insurance with response time, reimbursements and customer service has been terrific. I would recommend them heartily to friends and families with pets. While my pup (going on 12 years) has been healthy, he has suffered some ailments and one injury in the past 6 months, and the folks at ASPCA have been prompt in sending reimbursements and keeping me informed online of the status of all claims. Thank you for such great service!
5
out of 5
POSTED: | BY: Scott
ASPCA was fantastic in handling my last claim.
My dog recently had an unusual accident involving a car. She was evaluated for internal injuries and a leg injury. ASPCA processed the claim quickly and without incident. I appreciate the quick and efficient way they handled the claim.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.