5
out of 5
POSTED: | BY: McKinney
Ribert
Great company and people to deal with.
4.5
out of 5
Number of reviews 12,144
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Lauren
If it’s not an illness or emergency don’t bother
If your cat is ill, it could take up to a month in order to get illness coverage. My cat ran away and most likely past past away in the woods at 2 years old because of this service. They charge your account instantly, like as soon as you plug in your pets information but don’t provide timley and adequate pet health. We waited two weeks so that we could get him help and he’s gone just days before we would have been given coverage. Not all of these companies are as compassionate and genuine as they pretend to be. Even such good cause such as the aspca has money hungry people behind it. Now I’ve cancelled the insurance to insure I find quality pet health for my other cat who now has severe anxiety since his best friend is gone. I hope they reap what they sow.
5
out of 5
POSTED: | BY: PATRICIA CONTI
This is my third dog with ASPCA pet…
This is my third dog with ASPCA pet insurance. And when I called to insure my new dog the customer representative was very informative and patient new the product and could answer all my questions and concerns. Yes I would recommend the ASPCA pet insurance to my friends and family.
5
out of 5
POSTED: | BY: Marsha LORENZO
Very polite on calls
Very polite on calls, no crazy wait times. Competitive premium pricing.
5
out of 5
POSTED: | BY: Bob
They are prompt with reimbursement, checked on how our dog was doing and let me know what else they would cover on my policy.
I'm impressed with their service and prompt attention to my claims. I would recommend this pet insurance to everyone. They explain everything to you when you call.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.