ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,140

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy

Timely processing and nice customer service

Response is generally quick and customer service is helpful and always friendly. With daily exercise, annual teeth cleaning, a healthy diet and loads of affection, (and a great group of veterinarians!), We’ve fortunately had a very healthy dog for 14 years, but now that she is getting older, it is nice to have ASPCA health insurance to support keeping her healthy and still very active as she ages. I wish my own health insurance company was this easy to deal with. ASPCA pet insurance actually seems to care and deals honestly and transparently with us. If I adopt another dog, I will definitely insure with ASPCA; it has worked well for us.
4

out of 5

POSTED: | BY: Raven W

useful

I got the insurance for my cat. The only thing I’m not satisfied with is that the insurance starts a month later, after the time of neutering him
Read more on Trustpilot
5

out of 5

POSTED: | BY: James

You can count on ASPCA

My Newfi Schooner required surgery to remove a growth on his paw. Procedure went well with a finding it was non cancerous. He has now healed and ready to swim again. With the ASPCA insurance I had peace of mind that I would be able to afford the care that was required without breaking the bank. ASPCA has always been there for Schooner whether it's been for an emergency or just routine care. I think it was one of the best decisions I made when Schooner was a puppy.
5

out of 5

POSTED: | BY: Diana

Great

Always Has Been Fair With Me ,I Like the Interest You Show in My Pet When I Call
5

out of 5

POSTED: | BY: Edward

SUPPORTIVE !

I am very thankful we have your insurance for our loving cat Chessie. Your staff is both caring and supportive !! Thank you again, Edward & Lisa McGann.
Please leave a review

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
Provider website

Get a quote today

Leave a review