5
out of 5
POSTED: | BY: Jose
Everyone treated me and my dog great.
The process easy and staff helpful.
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jennifer
Highly recommend insurance
So thankful I took out this insurance for my 6.5 month old kittens from day 1 after adopting them, as they have had several unexpected health issues and it is such a huge reassurance to have this insurance. The system is super easy to use, I’ve put through claims while drying my hair! Claims have always been dealt with appropriately and the customer service is excellent. An insurance product I can trust.
5
out of 5
POSTED: | BY: Lorraine
So happy I found this insurance!
Unfortunately, Eddy was suffering with repeated UTIs and ear infections. After the initial deductible, the majority of the expenses were covered. I am very happy with this insurance.
5
out of 5
POSTED: | BY: Connie
The best customer service and concern for your pet
I can't say enough, after greeting you their 1st concern is your pet. They know them by name not an account number, The easiness to submit claims and they expedite re-imbursement very quickly. Wish I had heard of this company when I had my other pets. I now have my Holly and Bailey insured.
5
out of 5
POSTED: | BY: Michelle
Great service
This was such an easy process. I submitted my claims and they were all processed very quickly. Whenever I had a question the people I spoke to over the phone were very kind and very helpful.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.