ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,095

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Garry

Good Job

Overall I think Alice and I have made a wise investment with your company. We plan to continue. I especially enjoyed the call from Shelley about Winslow. We had a great discussion. The handling of claims has been fair and consistent. Thank You!
5

out of 5

POSTED: | BY: Chris

ASPCA Pet Insurance…best pet money you'll spend

We've worked with ASPCA Pet Insurance for years...having been through two dogs, Their coverage is very fair, as is their reimbursement and justification thereof. I'm perhaps most impressed by the call I received after our dog of 15 years passed away. After having to euthanize her, I called to discontinue our policy and they asked if I had made a claim for the death benefit. Something I learned was a basic part of all plans. So that was nice. Then, after a week, someone called me just to see how I was doing with the loss of our dog. I'm someone who has lots of family and friends to support me, but for someone who may not...this company is just incredible. Homerun...
5

out of 5

POSTED: | BY: Leigh

Easiest, most affordable and best around!

We have three pets insured, one is an English Bulldog puppy. She's had a couple regular sick visits and actually contracted Parvo (no idea how, she's been properly vaccinated!). Three nights in the emergency hospital later, I was thanking my lucky stars we got pet insurance for her when we got her. Now, she's a happy, bouncy puppy who's fully recovered (and my pocketbook has too!)! All claims have been handled professionally and friendly. Uploading claims is easy and you can easily track the progress of your claim too. I've never used pet insurance before because the process always seemed so daunting. Now, it's easy and reimbursement is simple. Thank you ASPCA for making our lives better!
5

out of 5

POSTED: | BY: Colin

Quick turnaround on claims reimbursement

My English Mastiff had serious issues for a two year old. ASPCA handled the claims and payment quickly and even followed up to check in my Otis! Much appreciated!
4

out of 5

POSTED: | BY: Jennifer Brown

I bought pet insurance for both my…

I bought pet insurance for both my dogs. The representatives were knowledgable giving me many options to chose the best plan for our dogs.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

Get a quote today

Leave a review