5
out of 5
POSTED: | BY: Arlene
Completely satisfied
Completely satisfied over the years
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sue
Excellent Service and Insurance
I am so happy with this company.
Customer Service Reps are friendly, compassionate, helpful and professional. My claims have been processed swiftly.
Overall I totally recommend ASPCA INSURANCE To any pet owner. It’s peace of mind knowing you can rely on them for help with your pet. Thank you
5
out of 5
POSTED: | BY: Raymond
Great insurance, even my puppy like it
The process for payment is very easy and the website is easy to use. I have had no problems with any aspect of my pet insurance. It sure helps with the cost of caring for your pet.
5
out of 5
POSTED: | BY: Stephen
Great experience so far
I have a very happy, healthy, but rambunctious puppy, and we've had a few visits to our veterinarian. We've been very pleased with our ASPCA Pet Insurance policy. They make it easy to submit claims, and they've paid claims very quickly and fairly so far! I would strongly encourage any pet owner to consider buying pet insurance, and the ASPCA policy has exceeded our expectations!
5
out of 5
POSTED: | BY: Steven
Great insurance!
I’ve had ASPCA Pet Health Insurance for Stesa, my 4 year old Brittany since she was a pup. I especially like the coverage for wellness checkups. Stesa is a member of my family and with this insurance I don’t hesitate to bring her to the vet if I feel something is not right with her. Claims are super easy to file online and payments are prompt and generous.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.