5
out of 5
POSTED: | BY: Matthew
Ease of Use
Very easy website to use and nice follow up. We had a long drawn out process with difficult surgeries, and at least the insurance part was easy!
4.5
out of 5
Number of reviews 12,140
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Berne McDonald
Have been using ASPCA pet insurance for…
Have been using ASPCA pet insurance for more than 10 years. Mostly satisfied but was disappointed herbals weren't covered as they were very helpful in treating my Borzoi with bone cancer. Also had issues with submitting claims via fax as even though they went through and I received confirmation from my fax many times claims weren't processed and had to be relaxed. Staff members are always pleasant and helpful.
4
out of 5
POSTED: | BY: Eleni Wurster
Would Recommend
The cost of the insurance is pretty reasonable. It is a little bit difficult to understand exactly what you'll get reimbursed for and the amounts you can receive. However, once you read and re read the fine print, it makes it a little easier to understand. I love knowing that I have some health protection for both of my pups.
5
out of 5
POSTED: | BY: Clarence
My Pet Insurance
Overall my pet insurance is very, very good, and I thank them for having me and Sonzi in there family.
5
out of 5
POSTED: | BY: Hannah
Good pet insurance
I have not had any complaints. The claims process is simple and fast. Everything has always been covered for me. My price has gone up with pet age, but I think that makes sense, and the price is still comparable to other insurers.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.