ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,095

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kate

Thanks for Your Help!

It’s a relief to know I have pet insurance for my pup. But I do wish there was more “preventative@ coverage.
5

out of 5

POSTED: | BY: Daisy Rhye

I’ve shopped with ASCP for many years…

I’ve shopped with ASCP for many years they are kind and helpful Every time you need them they care about pets and I love pets also Thanks for your kindness when my pet passed away this year Daisy
5

out of 5

POSTED: | BY: THERESA

ASPCA pet insurance has been great

ASPCA pet insurance has been great. We recently lost our dog Roxy and they were so helpful in expediting our claim as the bills were very high. They also sent us a card and called to see how we were doing after. We have the bare minimum plan but it felt like platinum service.
5

out of 5

POSTED: | BY: Steven Morris

Keep up the good work!

Keep up the good work!
5

out of 5

POSTED: | BY: Debbie Rose

The times I have had to us ASPCA with…

The times I have had to us ASPCA with my very sick yorkie with pancreatitis y’all paid as expected! So glad I had you!

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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