5
out of 5
POSTED: | BY: Todd Vanderputten
I think it’s an excellent insurance
I think it’s an excellent insurance
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4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: MELINDA BERNT
Everyone is very helpful but I am…
Everyone is very helpful but I am waiting to hear about my first claim that has been in "processing status" for a couple of weeks now.
5
out of 5
POSTED: | BY: Pete
Pretty simple to set up
Pretty simple to set up. Used in the past and was very helpful. Always good to have for a pet.
5
out of 5
POSTED: | BY: Anna
Quick and easy claim and reimbursement
Our dog, Bucky, was diagnosed with heartworms. It was unexpected and he'll be receiving treatment for a significant time to come. I submitted my claim form, which was easy to do, and was pleasantly surprised with the ease of the process and timeline for reimbursement. The money was directly deposited into my account and everything that I hoped would be covered was. The process was simple, the payment was quick and the online support was great. I am very thankful we have the coverage and I would highly recommend it!
5
out of 5
POSTED: | BY: Katie Johnson
I adopted my dog from the SPCA and he…
I adopted my dog from the SPCA and he ended up having a lot more trouble adjusting than I would have thought. He hurt his paws several times and struggled with anxiety. ASPCA insurance was there every step of the way. I am so thankful for this coverage. I have recommended this insurance company to several family members.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.