5
out of 5
POSTED: | BY: JILL
BEST PET INSURANCE
They are the easiest & fastest claim settlement of any other insurance I've ever dealt with
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Elana
Excellent Customer Service
The website is very efficient in submitting claims, and user friendly to see what is happening.
5
out of 5
POSTED: | BY: Marie Yeung
Quick and hassle free reimbursement
Thank you to ASPCA for a smooth and worry free reimbursement after my puppy hurt himself and required a knee surgery. Reimbursement took less than 2 weeks after submitting all hospital paperwork. Their hassle free service at least made up the emotional turmoil I have to go through while my pup is recovering. Today is my pups 6th week post surgery and is doing really well!
5
out of 5
POSTED: | BY: Kelly
We Were In Good Hands
We were customers of ASPCA Pet Insurance for 12 years until my dog died this weekend. This organization is very professional, easy to work with and pays claims promptly. I would highly recommend them. They gave me the peace of mind in the event that my dog needed expensive medical treatment that this would help with the expense, and it did for several years.
5
out of 5
POSTED: | BY: John
Fast and easy
Claim process was fast and easy. It was great getting Lily the care she needed without worrying about how much it might end up costing us.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.