5
out of 5
POSTED: | BY: Edward
Easy service
Claims were paid quickly
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Maria
Excellent Insurance!
This pet insurance has been so helpful to our family! We recommend ASPCA pet insurance to everyone we know who owns a pet!
5
out of 5
POSTED: | BY: RODNEY
Smartest purchase I ever made. They have saved my pet.
I have submitted multiple claims with ASPCA for my dog and have always received a timely response. They seam to really care about my pet. Thank you.
5
out of 5
POSTED: | BY: Deborah
ASPCA Loves Animals and Is THERE FOR YOU
My cat managed to singlepawedly jump off a desk and catch his paw on a grocery bag handle used to line a wastebasket, faught with it ferociously and won with just a spiral fracture in several places of his leg. $5000 repair at the emergency. ASPCA paid their limit of $3000, making the sting to my checkbook much more manageable. Thank you for being there ASPCA. I compared several companies/policies before selecting ASPCA because I didn't like the last one we had. This one actually pays.
5
out of 5
POSTED: | BY: Matthew
ASPCA Pet Insurance has been a lifesaver
ASPCA has saved my family from the pain of having to shoulder the entirety of multiple large vet bills, including one gigantic bill for when my dog tore her CCL and had to get TPLO surgery. The total bill when have been catastrophic to our finances, but ASPCA Pet Insurance was there for us. They processed our claim quickly and covered a good portion of the procedure's cost. Thanks to ASPCA Pet Insurance, we didn't have to take out a loan to cover the surgery – they made the financial pain much more bearable and allowed us to focus more on our pup's recovery.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.