5
out of 5
POSTED: | BY: Syl
They have been quick to handle claims
They have been quick to handle claims, and great customer service!
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kellie Noell
Efficient and reliable
Efficient and reliable, I would highly recommend this company to all pet owners.
5
out of 5
POSTED: | BY: Angel C.
Representatives are knowledgeable
Representatives are knowledgeable, helpful and kind. Very affordable for great preventative and emergency coverage.Claims are easy to submit and are rapidly put into your account. I love having this insurance for my fur babies!
5
out of 5
POSTED: | BY: Alessandra
This insurance assisted in saving my best friends life and allowing me to focus on her wellness to health instead of budget.
After my experience with having this pet insurance I insured my other pups. This was recommended to me and I have recommended to others. This is the best, easiest to use and the best financial decisions I have ever made.
5
out of 5
POSTED: | BY: OLIVER
Always treated me fairly.
I have always had my claims handled in a timely manner. They have always paid me the benefits due me according to the plan. Quite satisfied.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.