5
out of 5
POSTED: | BY: Keith W
Insurance thank you
They process the claims quickly and always on point I’m so glad I have them
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4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Rebecca Weber
ASPCA make is easy to file claims and…
ASPCA make is easy to file claims and see the status of the claim as it is processed. So happy to have this insurance for our new puppy!!
5
out of 5
POSTED: | BY: Tracy Jindra
Thank you, Jessica!
When my dog, Loki, recently got an illness in his eyes and went blind I had a question about the coverage so I called the main phone number and a very nice, very helpful agent called Jessica answered. She was patient, helpful, compassionate and understanding. She listened to me, answered all of my questions and asked me to call her back if anything changed or if I needed more help. I am very grateful to her. The actual claim process is easy and seem to be processed in a timely manner. Thank you!
5
out of 5
POSTED: | BY: Jeremy D from California
I have been a customer since January…
I have been a customer since January 2018 and have used services a dozen times. I have all positive things to say except in 2018 it would take claims about 4 to 5 weeks for reimbursement, but have had no issues with claims itself. However, on a good note for 2019 claims have been processed within 2 weeks. Again, great insurance from people that care. On occasion I'll get a call after a claim to make sure everything was good with my dog. This company seems to care and it shows. One buys insurance with the hopes one won't need it, but it is reinsuring to know one has it and in case you don't, ASPCA pet insurance is an excellent choice.
5
out of 5
POSTED: | BY: Erika Aldrich
I love ASPCA Pet Health Insurance!!!!
I love ASPCA Pet Health Insurance. My doggo has medical issues that come out of the blue and usually result in vet visits with price tags upwards of $500. As a college student, I do not have a large disposable income, especially at a moments notice. ASPCA Health Insurance gives me peace of mind that I will never have to sacrifice quality care for my sweet girl due to money. I know that wherever life takes us, she is covered and can get the medical care she needs!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.