5
out of 5
POSTED: | BY: Justin
Great Claims Experience
Great experience with ASPCA. It's very simple to submit claims online, and their turnaround time is very quick.
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Elizabeth Donnell
Very impressed so far with coverage for…
Very impressed so far with coverage for our 2 Great Pyrenees.
5
out of 5
POSTED: | BY: Dorie Neuber
Sensitive , professional representatives; efficient claims process
Totally satisfied with your company; efficient , with excellent follow through; thank you for making a vulnerable, emotional time less stressful. I have recommended your company to five pet owners; at least two are your new clients.
5
out of 5
POSTED: | BY: Guest
ACL Tear
My experience with your company has been outstanding. I don’t typically write reviews, but I to let you know how pleased I was working with you. I have and will continue to recommend you to all of my pet owning friends and family!
5
out of 5
POSTED: | BY: Lorraine Tennal
We're so glad to have insurance with you :)
Insurance with ASPCA has been great for us. Working with them has been easy, everyone has been efficient, extremely helpful and kind. I would highly recommend them.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.