5
out of 5
POSTED: | BY: Pat Buck
Great insurance that meets all my pets needs.
I tell all my friends each chance I get about ASPCA insurance.
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Erika Michelis
Best Pet Insurance out there. Caring, compassionate and affordable.
Can't afford not to have pet insurance these days. I've loved working with ASPCA and highly recommend them to anyone with a pet.
5
out of 5
POSTED: | BY: Alice Evans
I recommend this company to all of my pet owner friends!
They have a great product! The customer service was outstanding.
4
out of 5
POSTED: | BY: June Jordan
A bit pricey at times, but worth it in the end.
Like any other insurance it seems like you're paying for something that you don't need, but when a serious illness occurs it's nice to get some relief with the hefty bills. Never thought we'd hit the yearly deductible, but you never know. That said it's also nice to know there will be full coverage as more expenses are incurred.
5
out of 5
POSTED: | BY: Nicole Potter
Excellent Service
ASPCA Pet Insurance has always gone above and beyond with my claims as well as any questions that I had.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.