5
out of 5
POSTED: | BY: Stacy Maris
Wondeful
Great service. Friendly personnel. They make me feel as if they really care about Wally. Very pleased.
4.5
out of 5
Number of reviews 12,059
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Gina
Great coverage!
Cost is fair, coverage is good! The only downfall is that it sometimes takes too long to be reimbursed.
5
out of 5
POSTED: | BY: Scott Greenberg
The claim process was easy and fast
I was able to process the claim through the App. It was easy to capture and upload the paperwork. The claim was processed in about a week.
5
out of 5
POSTED: | BY: Jane K
Next Level!
I just got a call from a very genuine person at ASPCA Pet Insurance, to let me know how bad they felt that I lost Ruby, and at such a young age, they asked how Max and Fozzie and I were doing and asked if there was anything they could do to help. WOW! This from an insurance company. I can't express enough how amazing their coverage and customer service has been but, seriously this is NEXT LEVEL!!!! #aspcapethealthinsurance
5
out of 5
POSTED: | BY: Pat Casey
Ease of submitting claims.
I had pamphlets from different pet insurance companies, however, after speaking to several people I chose ASPCA. They came highly recommended and rightfully so. Submitting claims is easy, confirmation and payment is quick.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.