5
out of 5
POSTED: | BY: Kirsten Ercole
Simple and effective coverage
I would highly recommend. The app does all the work for you. Just take a picture of the invoice and submit, wait for reimbursement.
4.5
out of 5
Number of reviews 12,059
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Carlos Luque
pretty easy and faster when you make a…
pretty easy and faster when you make a claim , you just wait couple days and you get an answer
5
out of 5
POSTED: | BY: Racheal
Submitting my claim was Seamless and I…
Submitting my claim was Seamless and I had my refund back in only a few days.
5
out of 5
POSTED: | BY: Sharon M.
I recommend ASPCA Pet Health Insurance
I have had this insurance for my dog for almost two years and have filed several claims. So far I have been very satisfied with the payment of my claims.
5
out of 5
POSTED: | BY: Maureen Ward
The representatives are courteous and knowledgeable and the claims have been paid in a timely manner.
I'm glad to have chosen ASPCA Pet Insurance, since the service has been very good to date. I find that the customer service representatives are always pleasant and informative and there isn't a long wait time on the phone. I've also received claim reimbursements promptly, which helps a lot with my current vet bills.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.