5
out of 5
POSTED: | BY: Alaire Comyn
Great pet insurance!
We have been so happy with our pet insurance through ASPCA! It’s definitely made pet ownership less financially stressful- 100% worth it!
4.5
out of 5
Number of reviews 12,059
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dr Sue Cabadas
I have had several other pet insurances…
I have had several other pet insurances over the years but we will stay with ASPCA as long as we have dogs. They have numerous times called me to check on my Lola when she was so sick just to see how she was doing! It just meant so much when we were struggling with her having Cushings and SARDS to have a call just to check on her! Such a great service. Thanks again for having great customer service!
5
out of 5
POSTED: | BY: Janet Woelber
I love the ASPCA Pet Health Insurance…
I love the ASPCA Pet Health Insurance that I have for my 3-year-old Miniature American Shepherd.
The website is awesome. I fill out my claim on line, attach my scanned invoice, submit it, and the processing begins. Tracking the claim on the website is spot-on. Turnaround time is good.
This is my pet insurance for life!
Thank you, ASPCA!
5
out of 5
POSTED: | BY: Carmine
Best Experience
Overall we have had an excellent experience with ASPCA Pet Insurance. The premiums are fair and the response time to pay claims has been outstanding. Customer service is simply the best! Highly recommend!
5
out of 5
POSTED: | BY: Catherine Peele
GOD BLESS ASPCA
i never had pet insurance until I got my Abby. They have been wonderful with reimbursement of my funds in such a quick manner. My vet sends in the claims, they let me know they rec'd them and then money appears in my checking account with an explanation of benefits sent by email. I could not be happier with them.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.