5
out of 5
POSTED: | BY: Jessica
Very helpful in answering questions
The company helped a lot with questions regarding our insurance plan and also checked in to ensure our dog was feeling better after her surgery!
4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Elizabeth Martin
Easy and fast response for claims.
Since signing up with ASPCA pet insurance I haven't had any issue thus far with submitting claims and getting reimbursements. I now have this insurance for 4 of my pets and have had no issues for any of their claims. They are processed quickly and when needed, payment is sent to my veterinarian.
5
out of 5
POSTED: | BY: Valerie Suttenberg
Great for your pet
Great coverage and saved me from a super expensive vet bill for a cyst removal (pre-op blood work, an emergency visit, removal, and suture removal). First visit met my deductible, and the rest is being reimbursed at 80%. Really a life saver.
5
out of 5
POSTED: | BY: Luba
"Thank God I have insurance" was one of the first thoughts I had when my dog had an accident
When my dog had an accident and needed to stay overnight at the hospital I had one thing less to worry about- the costs of it, cause I knew I had insurance for him. It was very easy to submit my claim and all my questions on the billing were answered fast. Easy process and peace of mind. Any pet owner should have it!
5
out of 5
POSTED: | BY: Stephanie C
Super helpful customer service and a pleasure to talk with!
You guys are great!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.