5
out of 5
POSTED: | BY: Norman Esses
The best
Great insurance. Easy and helpful.
4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Oscar Brambila
Great service at a great cost
ASPCA Pet Insurance provides a great service at a great price. Their claim process is efficient and overall very happy with them.
5
out of 5
POSTED: | BY: Corey Barnes
Great Insurance
Love this insurance! Expensive monthly, because I have an older dog, but well worth it. Claims are honored and processed very quickly.
5
out of 5
POSTED: | BY: Oscar Brambila
Great prices and service
ASPCA Pet Insurance provides great service at affordable prices. I'm very please with their overall service and value.
5
out of 5
POSTED: | BY: Wendy
We are so happy to provide Techno with quality pet insurance for his puppy needs!
Our puppy Techno is very special to us, not only because he's a sweetheart, but because he completes our family. We got Techno when he was 7 weeks old and he started getting allergy related illness around 4 months. If it wasn't for his ASPCA pet insurance we would have well over $2,000 worth of medical bills for him. The kindness and attention to detail the ASPCA pet insurance team has provided to us has made this our pet ownership experience so much easier. Thank you for you support and your reliability.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.