AKC | Pet Insurance Review

I have had the AKC Pet Healthcare Plan for 3 years. It was brought to my attention thru my registration of my Golden Retriever with the American Kennel Club. I received a 60 day FREE Trial plan and thought that there most be a trick to this. However, they did not ask for a credit card or anyother financial data. In about 45 days I called and enrolled in one of their plans. The first year they paid me $1100 in wellness benefits and I paid a little over $500 for my plan. The next two years Stacie had several foreign body ingestions and they covered in the thousands. I have seen a rate increase each year, but by far I have been paid more than I have paid in. The Representatives that answers their phones are easy to get the correct information and they always seem to take as much time as I need to get my questions answered. Claims take about a week to get my payment and my Vet loves the fact that the call with any questions to ensure I get paid. I would recommend them to anyone who wants a value petcare insurance plan!!!!

JUST RECEIVED RENEWAL NOTICE. A RATE INCREASE OF 58% FROM LAST YEAR. $790 TO $1,248. REASON GIVEN. THEY NOW CHARGE ACCORDING TO SIZE OF DOG AND AGE OF DOG. MY IRISH SETTER IS NOW 6 YEARS OLD WITH NO HEALTH ISSUES. I HAVE HAD THIS INSURANCE FOR 6 YEARS. THIS INCREASE IS ABSURD. I AM NOW LOOKING FOR ANOTHER CARRIER.

I wanted to take time at the end on the year to thank you for the great coverage and the very helpful customer service when calling in. My claims are handled in a very timely manner and I would most definately recommend this Insurance Co

I signed up for the Essential Plus plan almost a year ago and while I've use the coverage for minor issues that have come about, I recently NEEDED the coverage. Sophie, my beagle, sustained a major laceration while running through the woods. She had to be seen on emergency and stayed in the hospital for 3 days due to the extent of the injury (neck area). Not only was customer service excellent in helping me with the claims process but I received a $3,000 check in the mail 9 days after I sent in my claim. Sophie is now doing great (still runs through the woods like a fool) and I was able to pay off my bill at the emergency clinic. I would highly recommend this company to any pet owner!

WE have had a nightmare with the AKC — We are taking to our State Department of Insurance for review. This company needs to be held accountable. I would suggest any other provider BUT the AKC. I have dropped the AKC insurance because "seperate incidents" the AKC considered one and DENIED my claims! They have PER INCIDENT LOOP HOLE -- WATCH OUT for that! Wish I knew that. Our experience is they even denied euthanasia for my beloved pet. This is with teh AKC WELLNESS PLAN as well -- the most enriched plan available. I thought I had good coverage EXCEPT the AKC has a HUGE LOOP HOLE that puts everything as ONE INCIDENT and then they DENY the claim- even when they have separate illnesses and DOS listed on the EOB they PREPARED and clearly they are not the same incident. STAY AWAY from this provider if you truly want to have your pet insured. Many other providers with excellent COVERAGE. I found this site fabulous here to be very helpful during my pursuit in finding a new insurance providers for my pups. For myself I selected Embrace that does not have the PER INCIDENT LOOP HOLE!! AKC has been a horrific experience, a huge expense and provided heartache and a PREMIUM cost! I don't wish that on anyone.