AKC | Pet Insurance Review

We bought this plan when are little girl was just 12 weeks old. She is now approaching six. AKC PHP has been there for every little and large medical event in her life. We are reimbursed promptly (less than 2weeks from claim), we have never been denied any claim. It is so comforting to know when our dog is sick we afford her the very best medical care thanks to AKC PHP. We recommend this insurance to all our friends and family.

At a time when our family was undergoing a serious illness, my young dog, Cali became very ill. After numerous testing and finally reaching a dianosis and a five day hospital stay, Cali is on the way to recovery. Cali came home with a large bill which was 80 % covered by her insurance. It was a blessing not to worry about the cost of her care. The check came quickly with no hassles. We are grateful.

AKC Pet Partners responed very quickly when my Australian Cattle Dog Preacher tore his ACL and required urgent TPLO surgery. I am extremely grateful for the quick and painless response since this was obviously sudden and unexpected. My only concern is learning that since one knee has now been fixed, we are facing the liklihood of his other knee going as well. AKC Pet Partners recently changed the policy and will only cover one knee. While I am very grateful, this reality is also making me concerned about my boy's future, and what we may be facing.

My 3 yo retriever grabbed a shish kabob with uncooked meat & swallowed it whole before he even landed back on the ground. The shish kabob sharp stick was 8 inches long & now in his stomach. Within 90 minutes, the stick was fished out of his stomach successfully under anesthesia late at night. Total bill $1800. AKC insurance sent me a check for $1300 within 10 days. Without any hassle. I would do a commercial for AKC's service: prompt & very reasonable reimbursement.

I had the AKC insurance -- it was awful the entire AKC company from the employees’ who answers the phone, to the claim processors, to the actual "quality" of the policy. The AKC has many areas that allow them not to pay the claims; they don't cover arthritis, diabetes, hereditary, genetic conditions. They have annual maximums and per incident maximum as well. I have cancelled with them and now with a reputable provider who does cover all of what I indicated the AKC does not for LESS money then I paid the AKC for Wellness Plan. Watch out for the AKC coverage because in the end when you need the insurance -- clearly the AKC is not there as my experience was and I incurred thousands of dollars of expense not to mention the enormous premium I paid to the AKC. Can you believe when it was deemed medically necessary the AKC even denied euthanasia with the most enriched plan they offered which is what I had. Please do your research and remember my experience before committing to this dreadful insurance – clearly I can’t call them a provider – since they only provided me with anguish. My Experience is I paid for the ILLUSION of insurance.