AKC | Pet Insurance Review

We adopted our 6 yr old Bichon Frise from a Rescue Group and he was AKC registered. When I transferred the certificate over, I received a 30 day trial for pet insurance and took it. I renewed it at the end and very glad I did. Three months later while running in the yard, Clark yelped. I thought he had pulled a muscle. He was very quiet the rest of the day and by the middle of the night woke me up panting. When I took him to get some water, I put him on the ground and he could not get up and walk. I brought him directly to the emergency vet where it was diagnosed that he ruptured a disk in his back and had to have an emergency Hemilaminectomy. It took 2 1/2 weeks before he could walk. I wrote up the claim and sent it in and was very relieved that most of the bill was covered. Unfortunately, three years later it happened again, this time it was two disks. And once again, PetPartners came through. We love this little guy to bits and happy that we could help him through this.

Definitely great coverage to have

I have insured two of my labs with AKC Healthcare and have had nothing but good experiences with them. When I lost my first lab, AKC was very compasionate and not only paid all the bills for his treatment minus my deductible but since that term policy was only in effect one week, they reimbursed every cent of my payment for that year.

Overall the AKC/Pet Partners insurance group is very good about reimbursements based on your policy. However, after having the policy for 3-1/2 year, my dog required ligament surgery (TTA) of which they did pay 80% based on my policy but upon the next year's renewal, they increased my rates by $100 each month!! I've kept the policy but will be moving to another carrier. After researching, other carriers have the same benefits and hopefully won't be a devious.

We have multiple pets insured by Pet Partners. In particular, Trevar, our Scottie was without major medical issues for many years under his policy, however over the past two years medical issues arose-numerous diagnostics, surgeries, chemo, hospitalizations, etc. Needless to say our veterinary costs was exhorbatant but of course we would do whatever possible for our "Buddy." Two particular months of medical costs were in excess of $6000. Pet Partners (based on our policies)reimbursed us at least $4600. Although their premiums are a bit higher that some other companies, the coverages they offer are top notch and their reimbursements based on policy selection as you can see by the above receipt, are exceptional. They also give you an extended amount of time to file, and once filed benefits are dispersed promptly.