154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,145 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 28, 2020

Trupanion is Amazing❤

you guys are the best you have been there for my fur baby Molly in very diffcult times. You guys have helped her beyond measure. For that we are truly grateful. We would recommend you to anyone you guys are amazing ❤❤Molly sends lots of kisses & hugs.

Insurer: Trupanion Canada

By: Nathaniel

July 28, 2020

Look no further, use Healthy Paws

I selected Healthy Paws for my dog Sage in 2017 after we got her. My biggest concern in adopting a pet was affording those random emergencies or injuries that can pop up out of nowhere. I chose Healthy Paws based on the fact I saw it had #1 ratings on consumer websites, the premiums were affordable, and there was no limit on reimbursement. Earlier this month Sage started exhibiting pain, and we couldn't figure out from where, or why. We brought her to the emergency vet, and 2 nights, x rays, an mri, a spinal tap and countless pain management medications later, we had no answers, but had a bill for $5,400. I was equally relieved and nervous about the fact we had pet insurance. I was relieved at the prospect of being reimbursed for part of the bill, but I was extremely nervous that I was about to find out that I had been paying for a scam all this time, and that they wold find a way to reject our claim. My husband and I are attorneys, so skepticism is our nature, and we know all too well that contracts typically are designed to protect the company rather than the consumer. We are especially skeptical of anything that is supposed to pay us money, especially considering that our claim was approx. 4x what we had paid in premiums so far. But I worried for nothing. Less than a month after submitting the claim I got a check in the mail for exactly what I expected they would cover (80% of the bill, minus our $250 deductible, excluding the initial emergency exam and her 2 week exam). I called customer service very anxiously several times during the pendeancy of the claim to make sure I was uploading the documentation they needed, etc, and every time I waited less than 5 minutes to speak with someone, and the representative was always kind, patient and professional. I am thankful that I chose Healthy Paws to insure my pets- after all, it saved me almost $4,000.

Insurer: Healthy Paws

By: Caitlyn

Useful
Verified July 28, 2020

Great company to work with

Great company to work with! They truly care!

Insurer: Trupanion

By: Trond

Verified July 28, 2020

Always prompt service and very quick…

Always prompt service and very quick and accurate in answering any questions I may have regarding coverage! Love their coverage plans and have made many referrals to friends. Thank you Trupanion!

Insurer: Trupanion

By: Annette T

Verified July 28, 2020

I’m very pleased with Trupanion

I’m very pleased with Trupanion’s coverage for my dogs. I like the immediate approval to my vet so I only pay my balance. One time my vet accidentally charged the full amount to my credit card and Trupanion refunded their amount to my checking account within 3 days. I strongly recommend pet insurance because it takes financial out of the picture when your pet gets sick or is injured. Yes, you will pay even when you have no claims but you will be happy if an unfortunate situation occurs. I’ve been a Trupanion customer for over 10 years with various dogs and have been treated very well. Don’t wait. Enroll early so you don’t have pre-existing conditions.

Insurer: Trupanion

By: Bob

Verified July 28, 2020

Select Healthy Paws

I selected Healthy Paws for my dog Sage in 2017 after we got her. My biggest concern in adopting a pet was affording those random emergencies or injuries that can pop up out of nowhere. I chose Healthy Paws based on the fact I saw it had #1 ratings on consumer websites, the premiums were affordable, and there was no limit on reimbursement. Earlier this month Sage started exhibiting pain, and we couldn't figure out from where, or why. We brought her to the emergency vet, and 2 nights, x rays, an mri, a spinal tap and countless pain management medications later, we had no answers, but had a bill for $5,400. I was equally relieved and nervous about the fact we had pet insurance. I was relieved at the prospect of being reimbursed for part of the bill, but I was extremely nervous that I was about to find out that I had been paying for a scam all this time, and that they wold find a way to reject our claim. My husband and I are attorneys, so skepticism is our nature, and we know all too well that contracts typically are designed to protect the company rather than the consumer. We are especially skeptical of anything that is supposed to pay us money, especially considering that our claim was approx. 4x what we had paid in premiums so far. But I worried for nothing. Less than a month after submitting the claim I got a check in the mail for exactly what I expected they would cover (80% of the bill, minus our $250 deductible, excluding the initial emergency exam and her 2 week exam). I called customer service very anxiously several times during the pendeancy of the claim to make sure I was uploading the documentation they needed, etc, and every time I waited less than 5 minutes to speak with someone, and the representative was always kind, patient and professional. I am thankful that I chose Healthy Paws to insure my pets- after all, it saved me almost $4,000.

Insurer: Healthy Paws

By: Caitlyn Kelly

July 28, 2020

Excellent service without long delays

One of our cats is older and we have tried two other companies during her 16 years with us. Pet Embrace has given us the best service as well as the easiest-to-understand coverage. It's easy to reach a knowledgeable Embracer by phone, and claims have been covered quickly. This our fourth year with Embrace Pet, and we will stay with them as long as our pets are with us. We're so glad that we found them!

Insurer: Embrace

By: Rosemary

Useful
Verified July 28, 2020

You guys were there when my Sunny Bun…

You guys were there when my Sunny Bun needed extensive (not to mention VERY expensive) medical care and I owe you guys big time for existing because without her insurance she wouldnt be here today.

Insurer: Trupanion

By: Isis

Verified July 28, 2020

Everything has been great so far

Everything has been great so far and my first claim for our preventative coverage was processed quickly.

Insurer: Spot

By: Stephanie

Verified July 28, 2020

Well care

I received reimbursement for a well care visit quickly & am pleased with the insurance.

Insurer: Spot

By: Peggy Cary

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