5
out of 5
POSTED: | BY:
very helpful quick and timely it is a pleasure dealing with Trupanion
very helpful, quick and timely, it is a pleasure dealing with Trupanion
4.8
out of 5
Number of reviews 25,888
Trupanion pets lead longer happier lives.1 Pets insured with Trupanion lived longer than pets without Trupanion because pet parents didn’t have to worry about the cost of the care their pet needed. Depending on the plan Trupanion covers up to 90% of eligible expenses, has unlimited payouts-always, and can pay your vet bill, within seconds, at time of checkout, so all you pay is your portion (anything not covered by Trupanion). They have transformed the way pet insurance handles claims by eliminating the reimbursement process.
Trupanion was founded in Canada and provides bets-in-class coverage and is dedicated to helping pets we love get the care they need. They’ve been around for more than 20 years, making them experts and setting standards for the industry. One perk of this, and what they pride themselves on, is the amount they pay out to pet owners for each claim. Paying out more on the dollar than any other pet insurance provider. To date they have paid out $2 Billion in claims and have insured nearly 1 million pets.
To put it simply, there is a reason why 98.7% of Trupanion members stay enrolled every month.
1Based on a December, 2020 Trupanion study analyzing third party hospital claims data comparing pets insured with a Trupanion policy to pets without a Trupanion policy.
*Terms and conditions apply. Please view your sample policy for complete coverage details.
Underwritten in Canada by Omega General Insurance Company and in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Administered in Canada by Canada Pet Health Insurance Services, Inc. dba trupanion and in the United States by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Please visit AmericanPetInsurance.com to review all available pet health insurance products.
5
out of 5
POSTED: | BY: Mike Jones
Thank You Trupanion!!!
Recently our little fur baby a ten year old Coton de touleir, cross became seriously ill. Over a period of a month and a half we had him in to see a vet on an emergency basis for a variety of reasons with regard to his digestion. There were marginal improvements, but with each treatment, new issues would spring up culminating an extreme case of bloating, putting stress on his breathing and his heart. An emergency trip to a specialist veterinary hospital a few hundred miles away was necessary in order to save him. Trupanion immediately preapproved $10,000 in treatment costs for multiple tests and necessary treatments. There were many complications and his prognosis was guarded, We were preparing for the worst. With the expertise of these doctors, we have our fur baby back home and he is doing very well and slowly regaining the weight he lost. The total bill for his treatment was over $7,500 for this visit combined with about another $2,500 from the previous vet visits for a total of aproximately $10,000. Had it not been for Trupanion
we would not have our beloved companion today. I can not thank the doctors and of course Trupanion for making it possible to have our baby back for hopefully many more years
5
out of 5
POSTED: | BY: Janice Barrieau
just knowing that we have insurance for…
just knowing that we have insurance for Marly gives us a piece of mind
5
out of 5
POSTED: | BY: Joleen
Having Pet insurance has made those…
Having Pet insurance has made those emergency decisions a lot easier when you know Trupanion’s got you covered. I couldn’t imagine not having pet insurance. And also that most vet clinics will do direct billing for you.
5
out of 5
POSTED: | BY:
Trupanion is the BEST!!
As always Trupanion is the best! The representative was extremely helpful, very pleasant and at the end of our conversation asked me to give Tyson some healthy scratches! I never have had any problems with any of my claims. My dog suffers from a skin condition and the medication is pricey. I would and have recommended Trupanion to anyone with a pet. 10+
Monthly Cost
Monthly cost varies due to multiple factors including: species, breed, age at enrollment, gender, and postal code.
Coverage
One simple plan covers new injuries and illnesses, hereditary, congenital, and chronic conditions—once the deductible is met, Trupanion pays 90% of the remaining invoice.
To view a full list of inclusions and exclusions, check out our sample policy here.
Payout Limits
Unlimited lifetime payouts on eligible conditions with no payout limits-ever.
Deductible
You can choose your deductible from $0 – $1000, in $5 increments, to fit your budget.
Trupanion offers a lifetime, per condition deductible meaning that once the deductible is met for an eligible condition, you never have to meet it again. That condition is covered for life. This is great for chronic conditions that can span the entirety of a pet’s life such as allergies or cancer.
Age Limits
All pets under 14 years old can enroll.
Once enrolled, pets stay insured regardless of age.
Waiting Period
Accidents: 5 days
Illnesses: 30 days
Other providers may have additional waiting periods for congenital conditions like hip dysplasia, Trupanion does not.
Exclusions
Trupanion was developed to protect you and your pet from unexpected illnesses and injuries. That means we don’t cover “predictable” care costs that you can plan ahead for, like:
Examination fees
Wellness and preventive care
Elective, or cosmetic procedures
Sales tax, where applicable
Like all pet insurance providers, Trupanion does not cover pre-existing conditions. Whichever insurer you choose, it pays to enroll early!
*Terms and conditions apply. Please view your sample policy for complete coverage details.
Trupanion was founded in 2000 with the goal to help pet owners plan for the unexpected and take the cost out of the care equation. They believe that the pets—and the veterinary professionals who help them—deserve better. That’s why Trupanion is a proud member of the North American Pet Health Insurance Association.
Our members know we’re ahead of the pack, because there’s pet insurance—then there’s Trupanion:
24/7/365 Member Support—yes, even on holidays
20+ years of experience
$2 Billion paid in claims
Over 800,000 pets protected
Unlimited Payouts
The only provider that can pay your veterinarian directly at checkout*
Accepted everywhere in the USA, Canada, Puerto Rico, and Australia
* At participating hospitals
Trupanion is a registered trademark owned by Trupanion, Inc. Underwritten in the United States by American Pet Insurance Company and in Canada by Omega General Insurance Company